:root{--petrol:#15383e;--deep:#102d33;--gold:#e3ba62;--cream:#fbf8f0;--mist:#e8f0ec;--sand:#f2e9d8;--ink:#203238;--muted:#526569;--line:#cad7d2;--radius:18px;--header-height:100px;font-family:"Segoe UI",Arial,sans-serif;color:var(--ink);background:var(--cream);font-synthesis:none}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-height) + 22px)}body{margin:0;font-size:17px;line-height:1.8}a{color:inherit;text-underline-offset:4px}a:hover{color:#705315}button,summary{font:inherit}button{cursor:pointer}img{max-width:100%;height:auto}h1,h2,h3,p,figure{margin:0}h1,h2,h3{line-height:1.16;letter-spacing:-.036em;text-wrap:balance}h1{font-size:clamp(2.6rem,4.4vw,4.35rem);font-weight:750}h2{font-size:clamp(1.85rem,3vw,2.75rem);font-weight:720}h3{font-size:1.25rem;letter-spacing:-.02em}p+p{margin-top:20px}p,li{overflow-wrap:break-word}ul,ol{padding-left:23px}li+li{margin-top:9px}dl,dd{margin:0}address{font-style:normal}:focus-visible{outline:3px solid #906318;outline-offset:5px}::selection{background:#edd498;color:var(--deep)}[hidden]{display:none!important}
.wrap{width:min(1280px,calc(100% - 80px));margin-inline:auto}.narrow{max-width:900px}.main-section{border-bottom:1px solid var(--line)}.section{padding:88px 0}.tone-white{background:#fff}.tone-cream{background:var(--cream)}.tone-mist{background:var(--mist)}.tone-sand{background:var(--sand)}.tone-dark{background:var(--petrol);color:#fff;border-bottom-color:#42636a}.icon{width:24px;height:24px;flex:none}.eyebrow{display:flex;align-items:center;gap:12px;font-size:.76rem;font-weight:750;text-transform:uppercase;letter-spacing:.13em;line-height:1.5;color:#786029;margin-bottom:20px}.eyebrow::before{content:"";width:29px;height:2px;background:var(--gold);flex:none}.tone-dark .eyebrow{color:#f1d9a3}.lead{font-size:1.15rem;line-height:1.85;color:var(--muted);max-width:760px}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:36px;margin-bottom:38px}.section-heading h2{max-width:740px}.section-heading>p{max-width:340px;color:var(--muted)}.section-intro{max-width:820px;margin:23px 0 32px;color:var(--muted)}.fine{font-size:.78rem;color:var(--muted);line-height:1.6}
.button{display:inline-flex;align-items:center;justify-content:center;gap:12px;position:relative;isolation:isolate;min-height:52px;padding:14px 23px;border:1px solid transparent;border-radius:9px;font-weight:680;font-size:.92rem;line-height:1.4;text-decoration:none;transition:background-color .18s,color .18s;white-space:normal}.button .icon{width:20px;height:20px}.button-primary{background:var(--gold);color:var(--deep)}.button-primary:hover{background:#f0ce85;color:var(--deep)}.button-dark{background:var(--petrol);color:#fff}.button-dark:hover{background:#27545c;color:#fff}.button-outline{border-color:#ffffff75;color:#fff;background:#ffffff08}.button-outline:hover{background:#ffffff20;color:#fff}.button-light{background:#fff;border-color:var(--line);color:var(--petrol)}.button-light:hover{background:var(--mist);color:var(--petrol)}.button-row{display:flex;gap:14px;flex-wrap:wrap;align-items:center;margin-top:30px}.partner-star{font-size:.72em;vertical-align:super;margin-left:3px;line-height:0}.text-link{display:inline-flex;align-items:center;gap:9px;font-weight:650;text-decoration:none;border-bottom:1px solid currentColor;font-size:.94rem}.text-link .icon{width:18px;height:18px}.skip-link{position:fixed;top:-100px;left:20px;z-index:100;background:var(--gold);padding:12px 20px}.skip-link:focus{top:12px}
html:not(.nav-ready) .site-header{position:relative}.site-header{position:sticky;top:0;z-index:60;background:var(--cream);border-bottom:1px solid var(--line)}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:28px;min-height:100px}.brand{display:block;flex:0 0 263px;line-height:0}.brand img{width:263px;height:auto;display:block}.site-nav{display:flex;gap:18px;align-items:center;font-size:.84rem;font-weight:650}.nav-link{text-decoration:none;white-space:nowrap}.nav-dropdown{position:relative}.nav-dropdown>summary{display:flex;align-items:center;gap:7px;cursor:pointer;list-style:none;white-space:nowrap}.nav-dropdown>summary::-webkit-details-marker{display:none}.nav-dropdown>summary .icon{width:15px;height:15px}.nav-dropdown[open]>summary .icon{transform:rotate(180deg)}.dropdown-panel{position:absolute;top:100%;left:-19px;min-width:275px;padding:22px 9px 10px;background:var(--cream);box-shadow:0 17px 24px #15383e1c;border:1px solid var(--line);border-top:0;border-radius:0 0 12px 12px;z-index:70}.nav-dropdown:last-of-type .dropdown-panel{left:auto;right:-15px}.dropdown-panel a{display:block;padding:9px 12px;text-decoration:none;font-weight:500;line-height:1.6;border-radius:7px}.dropdown-panel a:hover{background:#e3ebe5;color:var(--petrol)}.header-cta{font-size:.82rem;padding:12px 17px;min-height:45px;white-space:nowrap}.menu-toggle{display:none;border:1px solid var(--line);background:transparent;border-radius:8px;width:46px;height:44px;align-items:center;justify-content:center;padding:0}.menu-line{transform-origin:12px 12px;transition:transform .25s,opacity .2s}.menu-line-top{transform:translateY(-6px)}.menu-line-bottom{transform:translateY(6px)}.menu-toggle[aria-expanded=true] .menu-line-top{transform:rotate(45deg)}.menu-toggle[aria-expanded=true] .menu-line-middle{opacity:0}.menu-toggle[aria-expanded=true] .menu-line-bottom{transform:rotate(-45deg)}
.home-hero{position:relative;isolation:isolate;min-height:680px;display:flex;align-items:center;padding:94px 0 100px;overflow:hidden}.hero-background{position:absolute;inset:0;z-index:-2}.hero-background img{width:100%;height:100%;object-fit:cover;object-position:center 20%;display:block}.home-hero::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#102d33f5 0%,#102d33e0 30%,#102d3399 52%,#102d3320 82%);z-index:-1}.hero-copy{max-width:675px}.home-hero h1{font-size:clamp(3.2rem,5.1vw,5.05rem);line-height:1.1;letter-spacing:-.045em}.home-hero h1 span{color:#f0cf88}.home-hero .lead{max-width:550px;margin-top:26px;color:#eef3ef;font-size:1.17rem}.hero-points{display:flex;gap:24px;flex-wrap:wrap;margin-top:28px;font-size:.84rem;color:#e3ece6}.hero-points span{display:flex;align-items:center;gap:7px}.hero-points .icon{width:17px;height:17px;color:var(--gold)}
.photo{position:relative;overflow:hidden;border-radius:var(--radius);line-height:0;background:#dfe7e0}.photo img{display:block;width:100%;height:auto}.ai-label{position:absolute;right:12px;bottom:12px;display:grid;place-items:center;width:22px;height:22px;border-radius:50%;background:#fff;color:#303738;box-shadow:0 0 0 1px #0002;line-height:0;z-index:2}.ai-label svg{display:block;width:100%;height:100%}.home-hero>.ai-label{right:20px;bottom:20px}
.choice-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.choice{display:flex;gap:17px;padding:25px 27px;background:var(--cream);border:1px solid var(--line);border-radius:14px;text-decoration:none}.choice .choice-icon{width:45px;height:45px;display:grid;place-items:center;border-radius:11px;background:var(--mist);color:var(--petrol);flex:none}.choice h3{font-size:1.13rem;margin-bottom:6px}.choice p{font-size:.94rem;color:var(--muted);line-height:1.65}.choice .card-link{margin-top:10px}.choice:hover{color:var(--petrol);border-color:#9eb6b0;background:#f2f4eb}
.provider-list{border-top:1px solid #b7c9c3}.provider-row{display:grid;grid-template-columns:175px minmax(0,1fr) 245px;gap:35px;padding:35px 0;border-bottom:1px solid #b7c9c3;align-items:center}.provider-brand{display:block;font-size:1.7rem;font-weight:800;line-height:1.3;letter-spacing:-.04em;color:var(--petrol)}.provider-type{font-size:.77rem;color:var(--muted)}.provider-copy h3{margin-bottom:11px;font-size:1.14rem}.provider-copy p{font-size:.95rem;line-height:1.75;color:var(--muted);margin-bottom:14px;max-width:580px}.provider-copy .text-link{font-size:.85rem}.provider-action{display:flex;align-items:flex-start;flex-direction:column;gap:12px}.provider-action dt{font-size:.77rem;color:var(--muted)}.provider-action dd{font-size:1.47rem;font-weight:750;line-height:1.3}.provider-action .button{width:100%;font-size:.87rem;padding-inline:15px}.provider-action .fine{align-self:center}.provider-note{font-size:.84rem;color:var(--muted);margin-top:22px;max-width:900px}
.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:32px;counter-reset:step}.step{position:relative;padding-top:3px}.step-number{display:grid;place-items:center;width:45px;height:45px;border:1px solid #a4bab2;border-radius:50%;color:var(--petrol);font-size:.92rem;font-weight:750;margin-bottom:24px;background:#fff9}.step h3{font-size:1.18rem;margin-bottom:12px}.step p{font-size:.94rem;line-height:1.8;color:var(--muted)}.steps-note{margin-top:36px;padding-top:25px;border-top:1px solid #bfcec7;display:flex;justify-content:space-between;gap:30px;align-items:center}.steps-note p{max-width:790px;color:var(--muted);font-size:.94rem}
.product-grid{display:grid;grid-template-columns:1fr 1fr;gap:36px}.product-card{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:var(--cream);display:flex;flex-direction:column}.product-card .photo{border-radius:0}.product-copy{padding:32px;display:flex;flex-direction:column;align-items:flex-start;flex:1}.product-copy h3{font-size:1.55rem;margin-bottom:14px}.product-copy p{color:var(--muted);font-size:.97rem}.product-copy .product-facts{margin:22px 0;display:flex;gap:26px;flex-wrap:wrap;font-size:.83rem}.product-facts strong{display:block;color:var(--petrol);font-size:1.1rem}.product-copy .button-row{margin-top:auto;padding-top:15px}.product-copy .text-link{font-size:.85rem}.split{display:grid;grid-template-columns:1fr 1fr;column-gap:70px;align-items:center}.split-heading{grid-column:2;grid-row:1}.split-photo{grid-column:1;grid-row:1/3}.split-copy{grid-column:2;grid-row:2}.split-copy>p{margin-top:24px;color:var(--muted)}.split-copy ul{color:var(--muted)}.split .photo img{aspect-ratio:1.25;object-fit:cover}.guide-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.guide-card{display:flex;gap:22px;padding:28px;border:1px solid #cfc6b3;border-radius:14px;background:#fffcf6;text-decoration:none;align-items:flex-start}.guide-symbol{display:grid;place-items:center;flex:none;width:42px;height:42px;color:var(--petrol);background:var(--mist);border-radius:11px}.guide-card h3{font-size:1.2rem;margin-bottom:10px}.guide-card p{font-size:.94rem;color:var(--muted);line-height:1.7}.card-link{display:inline-flex;gap:10px;align-items:center;font-size:.83rem;font-weight:700;margin-top:19px}.card-link .icon{width:17px;height:17px}.guide-card:hover{border-color:#a59a80;color:var(--petrol);background:#fff}
.faq-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px}.faq-intro p{margin-top:22px;color:var(--muted)}.faq-list{border-top:1px solid #b7c9c3}.faq-item{border-bottom:1px solid #b7c9c3}.faq-item>summary{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:23px 0;cursor:pointer;list-style:none;font-weight:650;line-height:1.6}.faq-item>summary::-webkit-details-marker{display:none}.faq-toggle-icon{flex:none;transition:transform .25s}.faq-item[open] .faq-icon-vertical{opacity:0}.faq-answer>div{padding:0 33px 24px 0;color:var(--muted);font-size:.98rem;line-height:1.85}.faq-answer p+p{margin-top:14px}.closing{padding:62px 0}.closing-inner{display:flex;justify-content:space-between;align-items:center;gap:55px}.closing h2{font-size:clamp(1.8rem,2.8vw,2.55rem);max-width:800px}.closing p:not(.eyebrow){max-width:690px;color:#d7e4de;margin-top:17px}.closing .button{white-space:nowrap}.closing .eyebrow{margin-bottom:16px}
.page-hero{padding:30px 0 64px}.breadcrumbs{display:flex;align-items:center;gap:10px;flex-wrap:wrap;font-size:.77rem;line-height:1.5;color:var(--muted);margin-bottom:35px}.breadcrumbs a{text-decoration:none}.detail-hero{display:grid;grid-template-columns:1.02fr 1fr;gap:0 65px;align-items:center}.detail-title{grid-column:1;grid-row:1;align-self:end}.detail-title h1{font-size:clamp(2.3rem,3.6vw,3.55rem)}.detail-photo{grid-column:2;grid-row:1/3;align-self:center}.detail-copy{grid-column:1;grid-row:2;align-self:start}.detail-copy .lead{margin-top:25px;font-size:1.05rem}.detail-copy .button-row{margin-top:26px}.byline{font-size:.75rem;line-height:1.65;color:var(--muted);margin-top:22px!important}.article-content{max-width:870px}.article-content>h2{margin-bottom:27px}.article-content>h3{font-size:1.4rem;margin:30px 0 16px}.article-content p,.article-content li{color:var(--muted)}.article-content strong{color:var(--ink)}.article-content ul,.article-content ol{margin-top:21px;margin-bottom:25px}.article-content .text-link{margin-top:20px}.facts-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin:32px 0 36px}.fact{padding:23px 25px;background:var(--cream);border:1px solid var(--line);border-radius:12px}.fact dt{font-size:.8rem;color:var(--muted);margin-bottom:8px}.fact dd{font-size:1.2rem;font-weight:730;line-height:1.45}.article-aside{padding:26px 30px;border-left:3px solid #b28d42;background:#fff9;border-radius:0 12px 12px 0;margin:30px 0}.article-aside p{font-size:.96rem}.article-aside strong{display:block;margin-bottom:6px}.checklist{list-style:none;padding:0!important;display:grid;gap:13px;margin:24px 0!important}.checklist li{position:relative;padding-left:34px;margin:0}.checklist li::before{content:"";position:absolute;left:3px;top:9px;width:13px;height:8px;border-left:2px solid #32776e;border-bottom:2px solid #32776e;transform:rotate(-45deg)}.toc{display:flex;flex-wrap:wrap;gap:10px 25px;padding:0;list-style:none}.toc li{margin:0}.toc a{font-size:.9rem}.source-note{font-size:.8rem;color:var(--muted);line-height:1.8;margin-top:30px;padding-top:22px;border-top:1px solid var(--line)}.source-note a{margin-right:12px}.related-links{display:flex;flex-wrap:wrap;gap:15px 30px;margin-top:30px}.legal-content{max-width:910px}.legal-content>div+div{margin-top:43px;padding-top:36px;border-top:1px solid var(--line)}.legal-content h2{font-size:1.55rem;margin-bottom:20px}.legal-content p+ul{margin-top:18px}.legal-content p,.legal-content li{color:var(--muted)}.legal-address{display:flex;align-items:flex-start;gap:14px}.address-icon{color:var(--petrol);padding-top:3px;line-height:1}.legal-line{display:flex;gap:13px;align-items:center;margin-top:14px}.legal-content a{overflow-wrap:anywhere}
.site-footer{background:var(--cream);padding:64px 0 25px}.footer-grid{display:grid;grid-template-columns:1.25fr 1fr 1.15fr 1fr;gap:45px}.footer-brand img{width:270px;height:auto;display:block}.footer-brand p{max-width:285px;color:var(--muted);font-size:.85rem;line-height:1.9;margin-top:21px}.site-footer h2{font-size:.87rem;font-weight:730;letter-spacing:0;margin:4px 0 19px}.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li+li{margin-top:11px}.site-footer li{font-size:.8rem;line-height:1.65}.site-footer li a{text-decoration:none;color:var(--muted)}.site-footer li a:hover{color:#705315;text-decoration:underline}.footer-bottom{margin-top:46px;padding-top:24px;border-top:1px solid var(--line)}.legal-links{display:flex;padding-top:23px;gap:25px;flex-wrap:wrap;font-size:.75rem}.legal-links span{margin-right:auto;color:var(--muted)}.affiliate-note{font-size:.72rem;line-height:1.8;color:var(--muted);margin:0;padding-bottom:23px;border-bottom:1px solid var(--line);max-width:none}
[data-reveal].reveal-armed{opacity:0;transform:translateY(12px);transition:opacity .5s ease,transform .5s ease}[data-reveal].reveal-armed.reveal-visible{opacity:1;transform:none}
@property --edge-angle{syntax:"<angle>";initial-value:0deg;inherits:false}
.header-cta::after{content:"";position:absolute;inset:0;border-radius:inherit;background:linear-gradient(105deg,transparent 30%,#fff5 48%,transparent 65%);opacity:0;pointer-events:none;z-index:-1}
@keyframes header-shine{0%,64%,100%{opacity:0;background-position:-230px 0}67%{opacity:1}83%{opacity:1;background-position:230px 0}85%{opacity:0}}
@keyframes edge-travel{to{--edge-angle:360deg}}
@supports (mask-composite:exclude){.hero-cta::before{content:"";position:absolute;inset:-1px;border-radius:inherit;padding:2px;background:conic-gradient(from var(--edge-angle),transparent 0deg,transparent 250deg,#fff6 290deg,#fff 326deg,transparent 355deg);mask:linear-gradient(#fff 0 0) content-box,linear-gradient(#fff 0 0);mask-composite:exclude;pointer-events:none;opacity:0}.motion-ready .hero-cta::before{opacity:1;animation:edge-travel 5s linear infinite}}
.motion-ready .header-cta::after{animation:header-shine 6s ease-in-out infinite;background-size:500px 100%;background-repeat:no-repeat}
@media(min-width:1101px) and (max-width:1340px){.wrap{width:calc(100% - 56px)}.header-inner{gap:22px}.brand{flex-basis:210px}.brand img{width:210px}.site-nav{gap:14px;font-size:.74rem}.header-cta{font-size:.72rem;padding:11px 12px}.provider-row{grid-template-columns:145px minmax(0,1fr) 220px;gap:27px}}
@media(max-width:1100px){.wrap{width:calc(100% - 52px)}.header-inner{min-height:87px}.brand{flex-basis:265px}.brand img{width:265px}.header-inner{flex-wrap:wrap}.site-nav{width:100%;display:flex;flex-direction:column;gap:0;align-items:stretch;padding:10px 0 25px}.nav-ready .menu-toggle{display:flex}.nav-ready .site-nav{position:absolute;left:0;top:100%;max-height:calc(100dvh - var(--header-height));overflow-y:auto;background:var(--cream);padding:14px 26px 28px;border-bottom:1px solid var(--line);box-shadow:0 18px 24px #15383e1a}.site-nav>.nav-link,.nav-dropdown>summary{padding:14px 2px;font-size:1rem;border-bottom:1px solid var(--line)}.nav-dropdown>summary{justify-content:space-between}.dropdown-panel{position:static;box-shadow:none;border:0;min-width:0;padding:9px 8px;background:#e8eee8;border-radius:0 0 10px 10px}.dropdown-panel a{font-size:.94rem;padding:10px 12px}.site-nav .header-cta{margin-top:22px;align-self:flex-start;font-size:.94rem}.section{padding:68px 0}.home-hero{min-height:640px}.home-hero::after{background:linear-gradient(90deg,#102d33ee,#102d33c0 50%,#102d3355)}.hero-copy{max-width:600px}.provider-row{grid-template-columns:130px minmax(0,1fr) 210px;gap:24px}.provider-brand{font-size:1.5rem}.provider-action .button{font-size:.78rem;padding:12px 13px}.choice-grid{gap:18px}.choice{padding:22px 18px;gap:12px}.choice-icon{display:none!important}.steps{gap:22px}.step h3{font-size:1.08rem}.split{column-gap:38px}.faq-layout{gap:40px;grid-template-columns:.85fr 1.15fr}.detail-hero{gap:0 36px}.detail-title h1{font-size:2.7rem}.detail-copy .lead{font-size:1rem}.footer-grid{gap:30px;grid-template-columns:1.2fr 1fr 1fr}.footer-brand{grid-column:1/-1;display:flex;gap:50px;align-items:center}.footer-brand p{margin:0;max-width:470px}.footer-brand>a{flex:none}.closing-inner{gap:30px}.closing .button{white-space:normal}}
@media(max-width:767px){body{font-size:16px;line-height:1.85}.wrap{width:calc(100% - 40px)}.header-inner{min-height:78px;gap:15px}.brand{flex-basis:235px}.brand img{width:235px}.nav-ready .site-nav{padding-inline:20px}.section{padding:54px 0}.eyebrow{font-size:.68rem;letter-spacing:.11em;margin-bottom:17px}.section-heading{display:block;margin-bottom:30px}.section-heading>p{margin-top:20px;max-width:none}h2{font-size:1.93rem}.home-hero{min-height:680px;padding:66px 0 68px;align-items:center}.home-hero h1{font-size:clamp(2.75rem,9.5vw,4.2rem);line-height:1.12}.home-hero::after{background:linear-gradient(90deg,#102d33f0,#102d33cb),linear-gradient(0deg,#102d3399,transparent)}.hero-background img{object-position:64% center}.hero-copy{text-align:center}.hero-copy .eyebrow{justify-content:center}.home-hero .lead{font-size:1.04rem;margin-top:26px}.hero-copy .button-row{justify-content:center;gap:12px;margin-top:29px}.hero-points{justify-content:center;gap:10px 20px;font-size:.78rem;margin-top:25px}.hero-points span:last-child{display:none}.home-hero>.ai-label{right:13px;bottom:13px}.ai-label{width:18px;height:18px;font-size:8px;right:10px;bottom:10px}.choice-grid{grid-template-columns:1fr;gap:13px}.choice{padding:20px 22px;gap:17px}.choice-icon{display:grid!important}.choice h3{font-size:1.07rem}.choice p{font-size:.89rem}.choice .card-link{margin-top:7px}.provider-row{grid-template-columns:1fr;gap:19px;padding:30px 0}.provider-name{display:flex;align-items:center;justify-content:space-between;gap:15px}.provider-brand{font-size:1.65rem}.provider-copy h3{font-size:1.11rem}.provider-copy p{font-size:.94rem;margin-bottom:10px}.provider-action{gap:11px}.provider-action dl{display:flex;align-items:center;justify-content:space-between;width:100%;gap:15px}.provider-action dd{font-size:1.3rem}.provider-action .button{font-size:.92rem}.provider-note{font-size:.8rem}.steps{grid-template-columns:1fr 1fr;gap:30px 23px}.step-number{width:39px;height:39px;margin-bottom:18px}.step h3{font-size:1.13rem}.step p{font-size:.92rem}.steps-note{display:block;margin-top:28px}.steps-note .text-link{margin-top:17px}.product-grid{grid-template-columns:1fr;gap:25px}.product-copy{padding:27px 24px}.product-copy h3{font-size:1.45rem}.product-copy .button-row{gap:18px}.split{display:flex;flex-direction:column;align-items:stretch;gap:0}.split-heading{order:0}.split-photo{order:1;margin-top:26px}.split-copy{order:2}.split .photo img{aspect-ratio:auto}.split-copy>p{margin-top:25px}.guide-grid{grid-template-columns:1fr;gap:17px}.guide-card{padding:24px 21px;gap:17px}.guide-card h3{font-size:1.14rem}.guide-card p{font-size:.9rem}.guide-symbol{width:35px;height:35px}.faq-layout{display:block}.faq-intro p{margin-top:20px}.faq-list{margin-top:29px}.faq-item>summary{padding:21px 0;font-size:.97rem}.faq-answer>div{padding-right:6px;font-size:.94rem}.closing{padding:48px 0}.closing-inner{display:block;text-align:center}.closing .eyebrow{justify-content:center}.closing .button{margin-top:28px;max-width:100%}.closing p:not(.eyebrow){font-size:.96rem}.page-hero{padding:22px 0 45px}.breadcrumbs{font-size:.72rem;margin-bottom:29px;gap:8px}.detail-hero{display:flex;flex-direction:column;gap:0;align-items:stretch}.detail-title{order:0;align-self:stretch;min-width:0;text-align:center}.detail-title .eyebrow{justify-content:center}.detail-title h1{font-size:clamp(2.15rem,8vw,3rem);overflow-wrap:anywhere;hyphens:auto}.detail-photo{order:1;align-self:stretch;margin-top:27px}.detail-copy{order:2;align-self:stretch;text-align:center}.detail-copy .lead{font-size:1.02rem;margin-top:25px}.detail-copy .button-row{justify-content:center}.byline{font-size:.73rem}.facts-grid{grid-template-columns:1fr;gap:13px;margin:26px 0}.fact{padding:18px 22px;display:flex;justify-content:space-between;gap:20px;align-items:center}.fact dt{margin:0;max-width:45%}.fact dd{text-align:right;font-size:1.03rem;max-width:60%}.article-content>h2{margin-bottom:24px}.article-content>h3{font-size:1.3rem}.article-aside{padding:23px 24px}.toc{gap:12px 23px}.legal-content h2{font-size:1.45rem}.source-note{font-size:.76rem}.site-footer{padding:49px 0 27px;text-align:center}.footer-grid{display:flex;flex-direction:column;align-items:center;gap:32px}.footer-brand{display:flex;flex-direction:column;align-items:center;gap:20px}.footer-brand p{max-width:340px;font-size:.83rem}.footer-brand img{width:270px}.site-footer h2{font-size:.95rem;margin-bottom:16px}.site-footer ul{display:flex;flex-direction:column;align-items:center}.site-footer li{font-size:.83rem}.footer-bottom{margin-top:36px;padding-top:23px}.legal-links{justify-content:center;gap:14px 24px}.legal-links span{margin:0;flex-basis:100%;font-size:.73rem}.affiliate-note{font-size:.7rem}.site-footer .legal-line{justify-content:center}}
@media(max-width:380px){.brand,.brand img{width:211px;flex-basis:211px}.menu-toggle{width:42px}.header-inner{gap:10px}.home-hero h1{font-size:2.68rem}.home-hero .button{width:100%}.steps{grid-template-columns:1fr}.step{display:grid;grid-template-columns:40px 1fr;gap:0 17px}.step-number{grid-row:1/3}.step h3{grid-column:2}.step p{grid-column:2}.choice{padding:19px 18px}.provider-type{font-size:.7rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.menu-line,.faq-toggle-icon{transition:none}[data-reveal].reveal-armed{opacity:1;transform:none;transition:none}.motion-ready .header-cta::after,.motion-ready .hero-cta::before{animation:none;opacity:0}}
@media print{.faq-item::details-content{content-visibility:visible!important;display:block!important}.site-header,.site-footer,.button,.button-row,.skip-link{display:none!important}.wrap{width:100%;max-width:none}.section,.page-hero{padding:25px 0}.main-section{background:white!important;color:#000!important}.home-hero{min-height:0;padding:20px 0}.hero-background,.home-hero::after{display:none}.home-hero h1,.home-hero h1 span,.home-hero .lead{color:#000}.hero-copy{text-align:left}.detail-hero{display:block}.detail-photo{max-width:400px;margin:20px 0}[data-reveal]{opacity:1!important;transform:none!important}.provider-row,.product-card,.guide-card{break-inside:avoid}.photo{max-width:450px}a{color:inherit}h2,h3{break-after:avoid}.faq-answer{display:block!important}.faq-item{height:auto!important}.closing{display:none}}

.contents-nav{margin-top:48px;padding:28px 32px;background:var(--cream);border:1px solid #bdcec6;border-radius:14px;display:grid;grid-template-columns:190px minmax(0,1fr);gap:28px}.contents-intro{display:flex;gap:12px;align-items:flex-start}.contents-symbol{color:#8a692d;line-height:1}.contents-intro h2{font-size:1.25rem;line-height:1.4;letter-spacing:-.02em;text-wrap:initial}.contents-nav ol{display:grid;grid-template-columns:1fr 1fr;gap:12px 34px;margin:0;padding-left:22px}.contents-nav li{font-size:.87rem;line-height:1.55;margin:0;padding-left:4px}.contents-nav li::marker{color:#84652e;font-weight:700}.contents-nav a{display:block;text-decoration:none}.contents-nav a:hover{text-decoration:underline;color:#705315}.contents-nav a:focus-visible{border-radius:2px}.article-content h2[id],.legal-content h2[id]{scroll-margin-top:7px}
.comparison-table{width:100%;border-collapse:collapse;margin:28px 0 32px;font-size:.9rem;line-height:1.7;table-layout:fixed}.comparison-table caption{text-align:left;font-size:.8rem;color:var(--muted);padding-bottom:13px}.comparison-table th,.comparison-table td{text-align:left;padding:18px 20px;border:1px solid #bdcec6;vertical-align:top;overflow-wrap:anywhere}.comparison-table thead th{background:var(--petrol);color:#fff;font-size:.82rem;font-weight:650;border-color:#42636a}.comparison-table tbody th{font-weight:650;background:#fff9;color:var(--ink);width:28%}.comparison-table td{background:#fff6;color:var(--muted)}.comparison-table td::before{display:none}.example-box{margin:28px 0;padding:25px 28px;border:1px solid #cbbc9b;border-radius:12px;background:#fffaf0}.example-box h3{font-size:1.2rem;margin-bottom:16px}.example-box p{font-size:.95rem}.example-box .example-result{font-weight:700;color:var(--petrol);padding-top:17px;border-top:1px solid #d7c9ad}.practical-list li{padding-left:5px;margin-top:14px}.practical-list strong{display:block;margin-bottom:3px}
@media(max-width:1100px){.contents-nav{grid-template-columns:1fr;gap:21px;padding:25px 28px}.contents-nav ol{gap:13px 32px}.contents-intro{align-items:center}}
@media(max-width:767px){.contents-nav{margin-top:34px;padding:23px 21px;gap:19px;text-align:left}.contents-nav ol{grid-template-columns:1fr;gap:12px;padding-left:21px}.contents-nav li{font-size:.86rem;line-height:1.6}.contents-nav a{min-height:32px;padding-block:4px}.contents-intro h2{font-size:1.18rem}.comparison-table{display:block;font-size:.9rem;margin:24px 0}.comparison-table caption{display:block}.comparison-table thead{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}.comparison-table tbody{display:grid;gap:15px}.comparison-table tr{display:block;border:1px solid #bdcec6;border-radius:10px;overflow:hidden}.comparison-table tbody th{display:block;width:auto;padding:15px 18px;border:0;background:var(--petrol);color:#fff}.comparison-table td{display:grid;grid-template-columns:100px minmax(0,1fr);gap:15px;padding:15px 18px;border:0;border-top:1px solid #cad7d2}.comparison-table td::before{display:block;content:attr(data-label);font-size:.76rem;font-weight:650;color:var(--ink)}.example-box{padding:23px 22px}.example-box h3{font-size:1.12rem}.example-box p{font-size:.93rem}}
@media(min-width:768px){
 .comparison-table{border-collapse:separate;border-spacing:0}
 .comparison-table th,.comparison-table td{border-width:0 1px 1px 0}
 .comparison-table tr>:first-child{border-left-width:1px}
 .comparison-table thead th{border-top-width:1px}
 .comparison-table thead tr:first-child>:first-child{border-top-left-radius:12px}
 .comparison-table thead tr:first-child>:last-child{border-top-right-radius:12px}
 .comparison-table tbody tr:last-child>:first-child{border-bottom-left-radius:12px}
 .comparison-table tbody tr:last-child>:last-child{border-bottom-right-radius:12px}
}
@media print{.contents-nav{display:none}.comparison-table{break-inside:avoid}}

@media(max-width:1100px){:root{--header-height:88px}.nav-ready body{padding-top:var(--header-height)}.nav-ready .site-header{position:fixed;inset:0 0 auto;width:100%;transform:translateZ(0)}}
@media(max-width:767px){:root{--header-height:79px}}
@media print{.nav-ready body{padding-top:0}}